Home Improvement Loans
We can help you finance that new addition or new garage or you may have heating and air-conditioning needs. Don’t let your home depreciate! Let us assist you in maintaining your home!

Real Estate Loans
Purchasing your home is the biggest single investment you will probably ever make. We have loans available for personal or business use. Proper financing is very important and we have options to fit your needs.

Safety Net
Safety Net is a loan provision attached to your checking account to provide overdraft protection and credit when you need it the most.

Commercial Loans
We provide financing for new and existing businesses. If your needs include buying or improving your line of equipment, or making improvements to or expanding your building or maybe just lining up some extra cash to get you through the "tight" season of your business cycle, our commercial lenders will be happy to sit down and visit with you about how we might meet your business financing needs. We feel the role of our business relationships is to be a resource for our customers to use to achieve their goals - after all, isn't what's good for you also good for us? We think so, and we'll work with you as a friend and advisor to see how we can best achieve success.

Ag Loans
Cedar Valley Bank & Trust offers competitive rates for your agricultural operation. We make ag real estate loans, farm operating loans, and machinery loans. See a loan officer for all your farm loan needs.