Personal Savings Account - Competitive rates for all savers.  For Current Interest Rate and Annual Percentage Yield, please call one of our locations.  Interest Rate and Annual Percentage Yield subject to change.

• $50.00 minimum opening deposit
• $50.00 minimum to avoid a $3.00 Quarterly base charge (plus tax)
• $100.00 minimum balance to earn interest at the stated annual percentage yield
• Quarterly statements (month ending March, June, September and December)
• Interest compounded quarterly on an average daily balance method.  This method applies a periodic rate to the average daily balance in the account for the period.  The average daily balance is calculated by adding the principle in the account for each day of the period and dividing that figure by the number of days in the period.
• Interest will be credited to your account on a quarterly basis. (Quarter ending March, June, September and December)
• Interest begins to accrue on the business day you deposit noncash items (for example, checks)
• At our discretion we may change the interest rate on your account daily.
• Restriction on transfers from this account (no more than six monthly of which only three can be made by check, draft, or debit card may payable to third parties including automatic transfers.)
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TIERS:
$00 UP TO $24,999
$25,000 UP TO $99,999
$100,000 AND OVER

• The Valley Markey Account offers a high-yeild interest rate, fixed for one-month intervals and earned on the average daily balance, subject to change on the first day of each month.
• $1,000 minimum opening deposit
• Monthly Statements
• Interest will be compounded and credited monthly
• $1,000 minimum balance to avoid a monthly base charge of $10.00 (plus tax)
• Interest begins to accrue on the business day you deposit noncash items (for example checks)
• At our discretion we may change the interest rate on your account subject to change on the first day of each month.
• We use the average daily balance method to calculate interest. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principle in the account for each day of the period and dividing that figure by the number of days in the period.
• Restriction on transfers from this account (no more than six monthly of which only three can be made by check, draft, or debit card made payable to third parties including automatic transfers.)
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TIERS:
$2,500 UP TO $20,000
$20,000 UP TO $50,000
$50,000 AND OVER

• $2,500.00 minimum opening deposit
• Monthly statements
• Interest will be compounded and credited monthly
• $2,500 minimum balance to earn interest at the stated Annual Percentage Yield
• $1,000 minimum balance to avoid a monthly base charge of $10.00 (plus tax)
• Interest begins to accrue on the business day you deposit noncash items (for example checks)
• At our discretion we may change the interest rate on your account daily
• We use the average daily balance method to calculate interest. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principle in the account for each day of the period and dividing that figure by the number of days in the period.
• Restriction on transfers from this account (no more than six monthly of which only three can be made by check, draft, or debit card made payable to third parties including automatic transfers.)
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Junior Saver Savings Account - A special account for all our young savers.  For Current Interest Rate and Annual Percentage Yield, please call one of our locations.  Interest Rate and Annual Percentage Yield subject to change.

• $10.00 minimum opening deposit
• $10.00 minimum balance to earn interest at the stated Annual Percentage Yield
• Converts to a Regular Savings Account the year in which you turn 16 years of age
• Quarterly statements (month ending March, June, September and December)
•  Interest compounded quarterly on an average daily balance method.   This method applies a periodic rate to the average daily balance in the account for the period.  The average daily balance is calculated by adding the principle in the account for each day of the period and dividing that figure by the number of days in the period.
• Interest will be credited to your account on a quarterly basis. (Quarter ending March, June, September and December)
• Interest begins to accrue on the business day you deposit noncash items (for example, checks)
• At our discretion we may change the interest rate on your account daily.
• Restriction on transfers from this account (no more than six monthly of which only three can be made by check, draft, or debit card made payable to third parties including automatic transfers.)
• Click to view other Fees and Services