Checking Accounts

Regular Checking

Receive a good mix of all available checking services

$25

$300 to avoid service charge

$3.00* monthly service charge if balance falls below $300 in the statement cycle and a

$ .20*  Debit Item Fee per debit/withdrawal after 50 items exceeded.

50 free debit/withdrawal items per monthly statement cycle (ATM and ShazamChek/debit card withdrawals are not included in the debit withdrawal count)  

• Check images with statement

Economy Checking

Receive low fees and minimum balance requirements

$25

None

$2.00* monthly service charge per statement cycle (Service charge waived for seniors over 65 and full-time students with parent/guardian on account)

• First order of 50 checks free
• Check images truncated

NOW Account

Competitive interest-bearing account that credits interest to your account monthly

$1,000

$1,000 to avoid service charge

$1,000 to earn interest

$5.00* monthly service charge if balance falls below $1,000 in the statement cycle.

• Unlimited Check Writing
• Check images with statement

Cedar Valley Club

Offered to individuals who are 55 years or older with a savings or certificate of deposit

$100

None

None

To qualify:  you must have a balance of $1,000 in either a Personal Savings Account, Money Market Deposit Account, Valley Market Account or NOW Checking Account;  or a $10,000 Certificate of Deposit 

• No monthly service charge
• Unlimited Check Writing
• Free Personalized club checks
• Free lamination and single photocopies
• No issuing charge for Travel Money Card or Cashier's Check
• Discount on Safe Deposit Box Rental
• Check images with statement